The country has been met with a lot of economic problems this past year. With the world tightening their belts for what supposed to be a huge financial crisis, there are only a few who choose to lend money. Those who need it most are the ones at home. Given the situation there are only a few corporations who made the initiative to help considering the world is getting smaller by the day.
I save a lot for rainy days. I plan my finances very well for debt elimination. Since I have the habit of withdrawing a lot from my ATM, I got a lot of savings account from other banks so I distribute what I earn on them. That way, it would be difficult accessing money. I even got some of them on old style bank books so I would not be able to use the cards come crunch time. I guess in some levels I need to outsmart my self so I would not end up poor in the long run. It would be best to follow Dave Ramsey's advice and act on it now rather than waiting for the interest to grow on your debt. Maybe in a few months or years we would be in the safest place to have more investments because we do not have withstanding debt anymore. No one should ever stop you from exercising debtor's rights. Freedom from credit is the way to go. The time to act is now!
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