Shop and Reward Yourself with GoTyme Bank

Do you often ask yourself if you deserve it and want to buy something off the shelf? I'm sure you do, but hopefully not end up getting a dent on your wallet. You see, GoTyme has been quite a buzz these past few months especially after launching their 5 percent per year interest rate on savings accounts, which a lot of you probably have taken advantage of (right?) especially during these hard times.

Well the good news doesn't stop there because GoTyme Bank recently rolled out "Nice Card, Nice Rewards", a crusade that shows the multitude things you can do with the GoTyme Bank Visa debit card. This means you'll get more things out of your everyday transactions. Imagine carrying this stylish debit card for your shopping, groceries, home items and still could give you rewards points! Every tap, swipe, or online purchase gets you Go Rewards Points which you can use for more discounts, free rewards plus perks on your purchases.

For starters, how about putting in 3 times the Go Rewards points on things you purchase from Robinsons Supermarket and its subsidiaries, the Marketplace, True Value, Toys R Us, even Caltex (double the Go Rewards points every Php 300) if you usually go there and pay for products and pay via GoTyme Bank.

Aside from that, you can use points for cash. You can utilize existing Go Rewards points and send it to your GoTyme Bank Everyday Account so it could earn 5% more like your other funds. You can have it debited to your account directly or use it in lieu of cash in partner merchants, whichever is convenient for you. It's a good way to save money for that gadget you always wanted or that bill you wanted to pay for online. GoTyme Bank CEO Nate Clarke puts this as something that delivers substance, a card that is truly rewarding after using it for partner shops and merchants. Yes, it looks good on the outside, but it's even better if you're into shopping or travel, you can't compare it to new cards out there.

If you haven't downloaded the app yet, go search it on Google Play and install this today. They're good at the rewards game and it shows how debit cards now have more power with GoTyme. You can open an account in under 5 minutes, if you're interested visit gotyme.com.ph or follow their channels by searching gotymebank on other platforms.

CIMB: Helping Filipinos Find Their Purpose

Millennials make up 47 percent of the workforce in the Philippines and during and event in BGC today, CIMB and Ateneo Resource Center held an event called "The Pursuit of Purpose: Discovering Filipino Millennials Views in Living A Life with Purpose".

Bunny Aguilar of CIMB Bank says "We are sharing the results of the white paper we've done in the last year amon millenials through Ateneo Business Resource Center. This is important for us. Life and career has been different post pandemic, how are they after ECQ? When COVID happened, it have us an opportunity to think of our careers. There's a phenomenon called "Great Resignation" and much of the millennials are not like the previous ones, and this white study tells they always ask the reason "Why?" and if what they want is for personal development. Knowing what we know now, we took the opportunity to tell them that we do hear them, and help them fulfill their life's passions. We want to raise awareness, educate the market on responsible credit borrowing, on saving money and going digital. Aside from the literacy programs, we have deposit products that having higher than industry rate compared to usual banks. From application to fulfillment, it's all online, all digital. We took processes even for a loan all digital. When I joined the company, I knew how they give accessible financial solutions to help fulfill all those things digitally. We always encourage our customers to start early, no matter what age you are, and see how compounding effects of interest rates have on one's savings. There's no other day than today to fulfill one's life purpose."

Dr. Norman Tanchingco of the John Gokongwei School of Management at the Ateneo adds "Institutions can help. This tells how personal values, finances play in career decisions. For career fulfillment, a lot of millennials are in the middle. More males were more fulfilled whilst more females were unfulfilled. They also are actively pursuing their life purpose, they also find a lot of progress in their chosen fields, and the biggest limitation is finances. They also think their work reflect their values, but 83 percent are always feel stressed (more females than men) and financial situation is the main reason as stressors. Much of them also agree that they live paycheck to paycheck. Much of them have a goal of having their own savings, with the premise of having a better financial standing particularly this year. They also have agreed on the notion that financial resources mean better opportunities. They believe passion and finances go hand and hand. Women are more worried about it, while men stay in jobs that have more social impact, in change, power or status. They also continue to strive for life's passions, in a more calculated way. It is a snapshot of post pandemic context. This will change over time." 

Vijay Manoharan the CEO of CIMB Philippines says "We will continue to provide solutions, make conversations about living their life purpose. We commit to empower more Filipinos, especially in the financial services sector. We have been in the PH a little over 5 years ago to solve a problem, digital banking, access to it, and now it's not new. No other banks was doing that, now it's easy to open, also no fees, and now they can save without the need for minimum amounts, much simpler, making us one of the fastest growing digital bank in the region. We allowed them to access credit easily so they can get what they want to do, and shape the next generation of Filipinos gain knowledge of our unique services. To share what we do and have it be appreciated by students, start using something that would better the lives of Filipinos. Ateneans can also become part of CIMB, we can equip them knowledge in the financial industry." 

CIMB is taking on a role on an advocacy that champion the life of Filipinos. They will continue their financial literacy programs. Being the biggest only digital bank in the country, they worked with Ateneo to make sure they have products and services that benefit more Filipinos. Soon, they will also have a CSR and sustainability program aside from the financial education they are rolling out now, so expect even bigger things with CIMB.

UnionBank Confirms Working On Metaverse, Announced Milestones on 13th ETalk Tales

Unionbank has accelerated transformation not just of the company, but the whole banking industry. They brought power to small and medium enterprises, brought access to even the remote areas, and improved the lives of countless Filipinos. They have been instrumental in the growth of companies, even government agencies, and has been lauded not just in the country but the whole Asian region.

James Illeto VP for Corporate and Media Reputation Management of UB says "This is our last E Talk tales and is about gratitude for everyone who supported us this year. What an exciting year it has been with Unionbank, we received awards, has been the most recommended bank in digital. We can't wait to unrap more."

Ms Pinky Webb says "2021 has been a banner year for Unionbank, with life changing projects, it redefined what banking is today."

Henry Aguda the Senior EVP and Chief technology Operations Officer for UB says "Unionbank has blased the trail in digital. The pandemic has created this shift, the way we interact, transact in the financial sector. We always had the forward looking view and we have thrived during the hard times. In 2020, we focused on our digital strengths, we increased by 300 percent in customers and is still continuing to 2021. We're seeing the light at the end of the tunnel by Q2, even if we had to face lock-downs. I'm glad to say we are ending the year on a high. Only Unionbank has been given a digital bank license as an actual bank. We now have a San Pedro Innovation Campus, a major step for us that we have it during at a time of crisis. We have superior innovation, registering 21 patents, 18 more in the process supporting inventors, think tanks, and more. We also have network and branch transformation with 100 percent uptime, data center connectivity, 150 branches transformed of over 195 branch nationwide. We also have Instapay 2.0, leading the way of transacting electronically in the marketplace. We also have the SME Banking Platform so MSME's have a way of IFC Investments, and banking apps that answer their banking needs. We also have our tech advocacy about wealth management, it is educational support and trained 101 digital transformation specialists, with thought leaders in government included. We also have UBX platform signups, where thousands of MSME's got their help. Customer accounts also increased, phenomenal performance even during 2021's pandemic. Our customers, employees and stakeholders have always been there, thank you!"

Arvie De Vera the Co Founder and CEO of Union Digital says "We wanted to have the company as a digital bank. We are now a tech company and a bank. What differentiates us is that we exist in the cloud. Our infrastructure is not as huge, but because of it, our services are lower priced. With digital, people can be assesed by transaction data. It allows us to imagine a future with little or no fees through blockchain. Send money in minutes, where customers can get the solution in a few taps. The future is for banks to become digital, but it is a very complicated process. The newly transformed Unionbank, UBX and Union Digital did a hybrid approach, to embrace it, to adapt to it. It can address the needs of a digital world. Fintech has enormous growth, blockchain adoption has grown 36 times and open finance has been prioritized by Banko Sentral. The Philippines is the 4th fastest digital economy in the world, and is expected to reach higher in the next few years. The P2E has also grown, 40 percent of it is from the Philippines. The Filipino is driving it again. Our country remains the top in social media usage worldwide, even Ecommerce adoption and the opportunity to grow is great. Unionbank is the only publicly listed bank that is granted a digital bank license. We also championed open finance in the country, it enables companies to work together better. Our API's can be used in real time, in a secure manner. It supports the industry and empower its growth. At our heart, we give what they want, what they need in security and proper governance. We have solid leadership, one who understands how to be first movers."

 

Albert Cuadrante the Chief Marketing Officer says "The year has ups and downs, but we are happy we are on our way to recovery. The digital economy has increased, in ecommerce and food, adding 12 million just this year, around 17 Billion dollars in the digital platforms. That's 4.3 percent of the GDP of 2021. The DTI targets to increase this and it is a validation to see our platforms continously improve over the years addressing our clients needs, to thrive in the new environment. Our fintech groups, including Union Digital, will push boundaries in the coming year. There will be more good news, have a safe Christmas!"

They want to continue to be ahead of the curve, follow customers where they are heading to. They don't want to lose the personal touch, to have everything they do revolve around the needs of the customer. Right now, UB is actually working on things like the METAVERSE (they actually have a branch now but are still working on it) and is optimistic that they would be able to deliver their services not just for their customers now, but the future. EON is growing, Unionbank Digital is also growing, and people want digital capability even before the pandemic, it's not gonna close down. Keep focusing on the customer, and everything else will follow. They need speed, decisiveness, whilst being customer centric.