Is That True 5G You're Getting?

It must have been so exciting to hear that you have 5G with your mobile network provider, but there lies the question, are you really getting true 5G connection?

It must have been just a bandwagon they tried to ride during their launch, but most of it is just what we already have, much of which is 4G and its predecessors. Real 5G connection is 20 times faster and a lot better, so when they say that you have it, it should feel that way, it should show you are getting the 5G connection you were promised.

5G connections are 20GB's per second, have super less latency and is reliable. DITO has it, they use 5G SA so you can have true 5G experience. Some networks only use 5G using 4G and LTE towers, which more or less employ 5G NSA, it doesn't bring you to the full potential you need in mobile connection... so don't be fooled.

Whoscall Launched in the Philippines

Have you been scammed online or through calls? Well, you're not alone. There are thousands of people who fall victim to these unscrupulous individuals every day. Yes, you can block numbers one by one, but it isn't a permanent solution. They can call you using a different number, or use a link to trick you into thinking it's a legitimate website.

Popular app "WhosCall" is now in the Philippines and is pushing for a Scam Free Pilipinas, a movement to put a stop to these scams. Their app is free to download (on Google Play and the App Store) and use database comparison for those unknown calls, with the aim to trustworthy communication wherever you are in the world. Aside from that, those unnecessary telemarketing and non business related calls could be identified, to of course, have less anxiety if someone calls you out of the blue. Scammers are also being so creative, but with Whoscall AI features, you can up your security.

At the New World Hotel in Makati, broadcaster Karen Davila, tech blogger Gian Viterbo, and youth leader Aileen Montalbo shared their real life experiences about being scammed. Albeit a bit on the techie side, they still fall prey, and this threat is real for a lot of Filipinos. For a safer mobile space, Whoscall was developed by Gogolook.

Jeff Kuo the CEO of Gogolook says "Our company was built by 3 college friends 3 years ago. We tried to raised funds to see our vision. We tried to explain the differences between communication types, and whoscall reveals the names of people behind numbers, to empower everyone on the internet. This is a community and partnership, with this, we can assure a scam free Pilipinas!"

COO of Gogolook Manwoo Joo says "We are happy to introduce Whoscall in Taiwan, HK, Thailand and other areas, we are excited to introduce it to the Philippine market. It's getting more high tech lately even after the pandemic. This will be one of the options to keep people from scams, our first campaign is about Scam Free Pilipinas, where our database will team up with telecom and government agencies, not only for metro areas but provinces too. Hope the things we did in other countries would be implemented well in the Philippines."

 

Gian also adds "You need to enable to block spam, Whoscall is a layer of security. I also advice to not to connect to public networks unless it's an emergency. I have installed it on iOS and my Android devices, it checks numbers, tells me when it's a scam and add new ones if needed."

Col. Joey Fontiveros of the Philippine Army says "The internet has been a source of vulnerability, complexity and criminals have been stealing information and do scams, frauds. It's a major concern for the military, by experience, you can often know how scams work. Even charities, trouble with the government, your family, a virus on your computer, could be something that scammers would say to get your account compromised. They want you to pay through crypto currency, electronic payment systems, and hackers can see what you do. We need to limit sharing of data, and this innovation is useful for all consumers whether you are connected to the internet or not."

With over 2.6 Billion numbers in their database, they can show you who's calling or sending the sms. You can also search for it, and see if there's a url or fraud links which you can do for free. They have collaborated with law enforcement and government agencies. Go download the app today and get yourself protected.

CIMB: Helping Filipinos Find Their Purpose

Millennials make up 47 percent of the workforce in the Philippines and during and event in BGC today, CIMB and Ateneo Resource Center held an event called "The Pursuit of Purpose: Discovering Filipino Millennials Views in Living A Life with Purpose".

Bunny Aguilar of CIMB Bank says "We are sharing the results of the white paper we've done in the last year amon millenials through Ateneo Business Resource Center. This is important for us. Life and career has been different post pandemic, how are they after ECQ? When COVID happened, it have us an opportunity to think of our careers. There's a phenomenon called "Great Resignation" and much of the millennials are not like the previous ones, and this white study tells they always ask the reason "Why?" and if what they want is for personal development. Knowing what we know now, we took the opportunity to tell them that we do hear them, and help them fulfill their life's passions. We want to raise awareness, educate the market on responsible credit borrowing, on saving money and going digital. Aside from the literacy programs, we have deposit products that having higher than industry rate compared to usual banks. From application to fulfillment, it's all online, all digital. We took processes even for a loan all digital. When I joined the company, I knew how they give accessible financial solutions to help fulfill all those things digitally. We always encourage our customers to start early, no matter what age you are, and see how compounding effects of interest rates have on one's savings. There's no other day than today to fulfill one's life purpose."

Dr. Norman Tanchingco of the John Gokongwei School of Management at the Ateneo adds "Institutions can help. This tells how personal values, finances play in career decisions. For career fulfillment, a lot of millennials are in the middle. More males were more fulfilled whilst more females were unfulfilled. They also are actively pursuing their life purpose, they also find a lot of progress in their chosen fields, and the biggest limitation is finances. They also think their work reflect their values, but 83 percent are always feel stressed (more females than men) and financial situation is the main reason as stressors. Much of them also agree that they live paycheck to paycheck. Much of them have a goal of having their own savings, with the premise of having a better financial standing particularly this year. They also have agreed on the notion that financial resources mean better opportunities. They believe passion and finances go hand and hand. Women are more worried about it, while men stay in jobs that have more social impact, in change, power or status. They also continue to strive for life's passions, in a more calculated way. It is a snapshot of post pandemic context. This will change over time." 

Vijay Manoharan the CEO of CIMB Philippines says "We will continue to provide solutions, make conversations about living their life purpose. We commit to empower more Filipinos, especially in the financial services sector. We have been in the PH a little over 5 years ago to solve a problem, digital banking, access to it, and now it's not new. No other banks was doing that, now it's easy to open, also no fees, and now they can save without the need for minimum amounts, much simpler, making us one of the fastest growing digital bank in the region. We allowed them to access credit easily so they can get what they want to do, and shape the next generation of Filipinos gain knowledge of our unique services. To share what we do and have it be appreciated by students, start using something that would better the lives of Filipinos. Ateneans can also become part of CIMB, we can equip them knowledge in the financial industry." 

CIMB is taking on a role on an advocacy that champion the life of Filipinos. They will continue their financial literacy programs. Being the biggest only digital bank in the country, they worked with Ateneo to make sure they have products and services that benefit more Filipinos. Soon, they will also have a CSR and sustainability program aside from the financial education they are rolling out now, so expect even bigger things with CIMB.