Adulting: Choosing the Right Investments

If you have extra money in the bank, I'm sure you're trying to rack your head between just leaving it stagnant in your savings or plan to put it on investments. It's not easy because right from the start, you're dealing with hard earned money and imagine the hours you had to endure just to earn that amount. Rightly so, it's something you shouldn't take lightly.

You have to be comfortable in what risks you should take. It should fit what you want to achieve in the future. It's not the time to mince back with questions because it is a financial decision.

According to Joyce Mayo the CEO of SmarTrade (a financial education and consultancy firm) "We should understand that before investing, you should have a clear idea of you personal needs and goals because it's all about aligning what you want to achieve with your lifestyle, financial wishes and your values. SmarTrade offers FREE training and learning sessions before you do online trading. Our personalized approach makes it easier to understand and meet your objectives. The first days would certainly be crucial as you try and get a sense of your risk appetite. Everyone has a growth potential and being armed with the education, knowledge you need to thrive from the first day is essential. You have to take your strategy and align it with your long term vision."

SmarTrade provides free learning sessions and personalized coaching. This means you get to tailor fit your investments and protect your hard earned money. They do this with ATFX which is a global leader in broker services. They have a broker program for skilled individuals so they too become partners wether you are in the finance or forex industry. You also gain access to resources, get personalized support when you need to and become a part of a huge community who are thriving in online trading. This will arm you with what you need to make smart investments. If you want to know more, visit SmarTradePH.com today!

GCash and GRAB Partner Up for Seamless Transactions

GCash and Grab earlier just made things easier as they forge a partnership in all their services.

Renren Reyes of Gcash says "This is another milestone, it's our responsibility to partner with like minded brands to continue to reach more customers nationwide. GCash is now going to be a key cashless partner payment with GRAB. We are excited to make available in transport and food deliveries by linking the GCash wallet with your Grab accounts. This will make your everyday lives better as it is seamless and convenient."

Martha Elaine Borja the President of Grab Philippines says "Good morning, we are really excited to partner together through cashless payments, GCash can now have the payment method as a payment partner on our app. With GCash, we would be able to make it easier for more Filipinos do cashless and secure payments to thrive in a digital first economy. This is a first in the transport and digital payment sector in the country. The grab and gcash collaboration will further improve financial inclusion in the country "

This will be a direct payment option, to link your GCash just select account, payment method, enter your details and link. You can then pay directly with GCash your transport, food and delivery services. It is seamless and convenient. Things will start on February and only going to be implemented in the Philippines.

During Times of Uncertainties: AXA Brings You Home

If there's something that the pandemic has taught us, it's the uncertainty of life. With it still in our midst and in every other country, you've seen the need for financial security especially during these times where people lose their jobs, their loved ones, and scare us with a deadly virus every minute of the day.

People who have insurance surely have had themselves an extra layer of safety from economical stress whether it be life or non life. It was surely there when we needed it, we learned how convenient it was at the most dangerous times. Although uncertainty is still here, Filipinos are starting to look at insurance differently nowadays. We learned to plan ahead, and put importance in investments + insurance.

This should have made sense a long time ago, especially since we're in the ring of fire, in the path of over 26 typhoons a year (and much stronger ones in recent past) and floods have entered cities left and right.

To date, there's only 2.3% of Filipinos spending an average of 26% on insurance. According to the AXA Philippines Chief Marketing Officer Nandy Villar "There's fast growth in insurance services in the country. This can be attributed to the implementation of digital processes during the pandemic. Still, Filipinos seem to be just one crisis away from poverty. It's still an under insured nation."

There's still a lack of financial literacy in the country which is why AXA, aside from being an insurer takes their role as financial advisors seriously. They have trained and qualified people to become partners so you can achieve financial freedom. AXA knows that there are different strokes for different folks, needs change with age and time. Your goals transform into other things including your appetite for investments. Recently, they completed the merger with Charter Ping An which means their portfolio just got bigger, more secured.

To get assessed by the pros, head on to AXA.com.ph today!