You've been working hard for the money and save in the bank, but is that enough? Have you ever wondered how easy it was to invest these days? No? Well let me tell you about GInvest.
GInvest is the investment feature on your GCash app. If you're transferring funds or doing transactions with it, you probably have seen this option already. Now how easy is it to grow your money? Well, that depends. My rule of thumb in investing is putting in funds that I don't necessarily need immediately. Is it possible that you could lose money in investing? Yes of course, but in this case, GInvest has some professional fund managers that do the legwork for you. This means, in some ways, risk is lessened than compared with regular stock market work. You just have to have the funds for it.
Registration is easy as it includes a verified email address and a risk assessment questionnaire. It basically tells your fund managers how aggressive or safe you want to invest your money. Doing subscriptions (buying stocks) can cost as low as Php 50. As in any investment, returns are not guaranteed but if your fund manager is doing a good job, you'll see your funds flourish. I kinda already have mutual fund investments via banks and they're the same people that manages GInvest. What's good is that in GInvest, they don't have transaction fees and it's easy to understand. Beginners who would want to dip their hands into investments can do it now without dishing out much money for it. But again, if you have more subscriptions and the investments do well, you'll get more out of it. In this day and age, putting your money on banks and letting it sit for years isn't actually the wisest decision you would ever make. If I have invested early on I could have had even more earnings now because so far, I'm doing quite good. As a matter of fact, I'm actually pretty happy about it and I plan to actually have more subscriptions in the days to come now that people would have interest in investing through GCash and GInvest.
Oh and before I do forget, if you want to know more about GInvest, they'll be having an event tomorrow at 8PM. Just visit the GCash Facebook page and watch their livestream. You can learn how to invest even if you're just starting. Watch here if you're a little lazy LOL! https://fb.me/e/44yKPu274
I have been in the Mutual Funds game since I was in college and yes, I am already reaping some of the benefits of it now. Back then, it was really complicated and I had to really be patient because it takes a lot of time, effort (especially the bank visits) before actually confirming what I needed to invest. I also had snail mail for updates about it, so imagine how worried I was being an aggressive investor. These days, there are now financial advisors who can make your goals achievable. When stocks, bonds and the money market seem so confusing and complicated, asset managers are a good way to do it so you don’t have to be a rocket scientist to understand it all. If you’re a conservative, balanced or aggressive type of investor, your fund managers can make it easier for you to understand things, and help you earn more with the risk you’re taking. I always do the aggressive route especially if I trust the company I put my money in. More so than often, I use the money I could burn so I do it habitually without worrying about anything. Markets go up and down, and that entails a lot of courage to face. Sun Life Asset Management Company, Inc. (SLAMCI) has already helped a lot of people, and this is good news.
Ms. Valerie Pama the President of Sun Life Asset Management Company, Inc. says “There are more Filipinos investing and it is a vast improvement 20 years ago when we were starting out. Last year, we continued to introduce to Filipinos the Sun Life Prosperity Achiever Fund, Sun Life Prosperiy Card, SLAMCI online. Now, we have 83 Billion Assets Under Management. We got the World Voyager, Dollar Advantage and Dollar Abundance Fund are in double digit returns for 2019. Our efforts have been recognized at the Philippine Investment Fund Awards (PIFAA) and we are ready to partner with Filipinos in the coming years. There are scams out there, people who are not aware get to be wooed by them. If it is too good to be true, it probably is. You should know if they have offices, registered with SEC, are they honest? You have to go with someone reputable before you part with your money.”
#MakeItMutual Season 2
Ms. Mylene Lopa their Chief Marketing and Client Officer says “We had very encouraging results two years ago and we see market potential with mutual funds. Relative to amount in time deposits, the growth of mutual funds is increasing. We are opening the minds of a lot of Filipinos. Millennials are a third of our investors while 47% are Gen X. There is a lot of us to do. Sun Life has been doing this since 2009 and we conduct research on financial challenges. Pinoys cannot still provide for everyday expenses, emergencies and extra money and we are here to help them prepare for their future. There is hope, as we are here for the long haul. We will keep introducing initiatives so new generation and middle class can get a democratized investment landscape. It would have not been possible to reach millions of Filipinos without digital media. We want to be their partner in prosperity so we’re launching #MakeItMutualSeason2. We are so lucky to have the help of Matteo Guidicelli.”
She adds “You can now do it yourself with our new digital platforms. A selfie, online documents filled up can immediately get you to invest with our fund managers. Your investment goals should be tied up with your life goals, whether you’re married or paying for your kids tuition fee, you need to know where your money goes and volatility/market corrections and see it as an opportunity to buy when it dips and sell to earn in the future. The funds are managed by experts in the field. Now that the values are cheap, our financial growth are 6-7%, clients who want to diversify can now invest because the timing is right. Sun Life is making that available to our clients.”
Mr. Gerald Bautista, Agency Bank and Alternative Channels Head adds “We are also launching tools to avail our product. We have an online quiz to know your mentality. Auto invest which takes part of your salary automatically and invest it. Investment online which you can now access on our website. We hope you can share this good news to everyone.”
Our boy Matteo Guidicelli shares “My goals have changed as I start to prepare to have a family. Back then my only guide was my Dad and he’s good but when I started with Sun Life, I got to broaden my portfolio and invested in other industries. Not just real estate, they know my risk profile and can invest as low as 1K. I am very thankful, my financial goals are achieved with Sun Life. It’s nice to be in a stage of my life where it is very important, of you want to do it, don’t do it if it is too late.”
For those of you who would want to take the step, go ahead and visit sunlifefunds.com to get started. Simply click on your desired mutual fund, proceed and click the “BUY NOW” button then accomplish the online application form. You just have to settle payment through preferred channels and that's it! You're ready to go! Here’s Matteo out with the first episode, enjoy!
This is SLAMCI’s 20th glorious year in the business and with experience, they present a very remarkable growth to prove how effective it is investing in mutual funds, bonds and other services in their folio. They have their Financial Advisors to also help, all you have to do is ask.
"A future with endless possibilities, I want every Filipino to have that! This is why I want people to learn more about Sun Life Assent Management. Sun Life is someone I believe in, a chance to make Filipinos invest, make it grow starting from a card and have a financial advisor guide you how to do it. I believe in the products that I endorse. I enjoyed doing different roles, to be in Dolce Amore I was happy with what the role brought me. Their feedback is okay, when I died they felt sad for me, even the bashers. I want to have substance and meaning to every role. I had two weeks of training for Iron Man, I hope I can break that next year. We can blame Sarah a little haha! I'm also going to have a concert in Cebu, entitled Matteo Made in Cebu on November 18, hope you watch it! Sun Life has been increasing accounts here an they are putting in funds regularly. You can enroll BDO accounts and automatically invest in our peso funds, like auto deduction. It's a good way of starting your investments. This year has been a life changing one, I opened my new restaurant in Cebu and my sister is managing that. I also have Bigbang Productions, I don't want to be fast, but everything is in preparation for that big, special, day! I think I found the one, it will just take a few more years, I'm lucky I have a Dad that is strict and warns me if I over spend. I have anothe professional helping me invest, being with Ms. Charo, Piolo, Juday with me, I was honored! I was surprised, I know I'm gonna be honest with what I do." -Matteo Guidicelli
Sunlife Asset Management Company Incorporated (SLAMCI) believes that for any Filipino to become a smart investor and financial freedome, they need to grow their money through financial education and mutual funds. Filipinos need to become protected, and they've got 11 different funds to choose from depending on your investment behavior. It can be done with as little as 5 thousand pesos. It can be returned with 23 percent, growing more than regular time deposits as it is the better and good way to do investing. This is where they introduce the SUN LIFE Prosperity Card.
Ms Mylene Lopa of Sun Life says they've got a new "Money 4 Life" Campaign to encourage Filipinos to have a financial plan as 9/10 Filipinos really lack this. Sun Life has been here for 120 years and they don't want to see that. They've got products for every need, a single person, those with kids, or just retired, we all have phases in life that needs plans to serve us. We need everything to be designed with plans with Sun Life has for us. They want to break the financial
Matteo Guidiccelli adds that he represents the millenials, one that have different priorities. 8/10 of them seem to want to experience life rather than earn money. The credit card empowers them but seem not to know that it is credit. They don't have a grasp of how this disconnects with the reality that it is not property, putting them into debt quite early. They have to allocate their spending plan to emergency funds, start growing their money early and get them to invest while they're young. They need financial security, the earlier they prepare, the better.
Yna Fuentes of Sun Life says "The Prosperity Card has been here this year. People have already made spending a habit to more tangible items, they need to revolutionize mutual funds and have that reacheable. This is the first mutual fund investment card in the country. It is a prepaid investment card and is available at 5,000 pesos. We want this card to be used open an account in the Peso denominated funds, whether you are conservative or aggressive, you can give this to your loved ones. Instead of giving them toys or dresses, you can start them young in investing. You are giving them the gift of prosperity, you can get it at sunlifeprosperity.com.ph or 8 of out financial stores. You can buy them from 3,000 financial advisors and you just need to sign up investment forms and an ID. MoneyforLife.com.ph can analyze your financial behavior just by answering a few questions, you can use this to open an account there or use it as a cheque if you've got an existing one. We encourage you to fill this up or juts ask an advisor. You can start your journey now, to help each other to make every Filipino feel that financial freedom"
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