Chef Rosebud and Cheska Kramer Shares Tips On How To Save

Saturday, September 13, 2014




I wrote about Electrolux a couple weeks ago about how to save electricity while washing clothes as part of the Electrolux Save & Share Blog Series. It's a campaign vent to have wives and people at home to save money and precious time by making household chores simple and carefree. We also got to interview their advocates Chef Rosebud Benitez and Cheska Garcia Kramer to help us and share their thoughts on saving.

You see, my Sister always had a hard time paying for electricity bills at home. The love we have for her always tells us to help her when she needs it. Our water bill looks a wee bit high too than the usual amount we pay for these past few months. This just means we have to take arrangements in using electricity and water at home. We asked how Chef Rosebud Benitez and Cheska Garcia Kramer about how they do it in their homes and this is what they've got to say.



We often use appliances at home,  sometimes we have a choice and sometimes we don't. How do we save on electricity? How do we save on water? How do we make sure that our utility bills won't spike up?

Chef Rosebud says "We've recently changed all our lights to LED to save on electricity and we make sure that we remove the plug of all appliances not in use. We also just had barrels installed that act as a rain saver to cut down on our water bill."

Cheska on the other hand says "I have a baby and my kids and they always use air conditioning. I’m not so strict with that. Although at night, I really do my rounds. I make sure all the lights are off, all the faucets are closed properly, there are no leaks, at the same time I do the washing of the clothes and ironing of the clothes on schedule. With that, we are able to monitor our electricity and water bill. I’m not the type of Mom that save utilities if it's for my kids. If they need air conditioning, I allow them to.Doug is the one who chooses our appliances but he always consults with me. In our family, we really practice him to be the head of the family. Big decision making and stuff like that, Doug is the one who does the research and at the same time, he will consult me. He’ll tell me “Hey honey, this is what we need to buy” then we’ll think about it.

Although he makes the big decisions, he also relies on my opinion. So when it comes to buying appliances, we always try to look for one that has the energy saving factor. So from our aircons to our refrigerator, because the refrigerator consumes more electricity right? - it has to be an energy saver. This goes the same for our washing machine. So we do really save a lot with our appliances because we consider that before purchasing anything."


It can be a challenging task to save when you have so many things to spend for at home. Why do you think is it important to save? Can you share tips on how people can do this?

For Chef Rosebud, it's quite easy. She says "It's very important to start saving for the rainy days. First thing one needs to do is to list down one's income and expenses, the essentials and non-essentials. Once you are clear about all the essential payments to be made, the next step you need to take is to manage all your expenses in an effective manner."

Cheska advises couples and says "Well for one, we cannot tell what the future holds, right. So that’s why my husband and I, we are really a team. We make decisions together and both our opinions matter so when it comes to saving, we are realistic also with our expenses. We are honest enough to say the exact time for us to buy, or it’s not time for us to be spending. So what we do is we make sure that, of course we have our monthly expenses and then we also set aside for our investment. So when we have enough money, we have the business. We put in in that business of ours and make sure that we are also able to save there to make our business grow. So the money for our business is only for our business. So whatever money that business makes, it only goes back to the business so that it will grow. We also invest in insurances for our children, for their education and health and that also goes for Doug and I. We also get our insurances, we also spoke to a financial planner and through our financial planner, they were able to see what we can set aside from our money so that we can be able to invest in our future and in our children’s future. So hand in hand, Doug and I talk about how else can we save, how else can we make sure that our children’s future is secured. We want Kendra, Scarlet, and Gavin’s future to be secured. So we’re very realistic with our spending. We’re very open to telling each other when time to spend and when it’s not. So that’s when our budget comes in. ‘Coz basically when you’re a married couple, you already know what your budget is. Like in one month, let’s say you probably need a sure amount of P20,000. On top of that, you have to know when to divide it, if it goes to our business or to our investment.

Both have to be realistic and both have to be open or honest to each other when it’s time to spend and not."

I think I can relate much more with Cheska because my Sister doesn't have savings or thought about investments. I think she lacks control over spending and doesn't even prioritize an exact amount when the time comes that they'd have to pay for utilities. She also decides with the people she loves and makes it a point to have specific budgets run on a monthly basis and still have more just for financial stability and freedom. Not to undermine Chef Rosebuds way, she gave us really cool ideas especially on itemizing and listing down expenses versus what we earn because that is as important as any other plan if we want to succeed and save on little things like utility. Those little things over time actually can be a big amount. It goes to show that it is achievable and possible to do it in a Philippine setting. I guess the next thing to do is talk to a financial planner and see how my Sister would be able to save and invest her hard earned money. 

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COW

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GMA Showcases 4 New Great Shows This September

Friday, September 12, 2014



Shows come and shows go, but there's definitely something really special about the lineup of programs that GMA has announced a few days ago during the September Blog Conference at the GMA Network Center.

First up is MP Sport Science which is hosted by the Congressman, World Champion Boxer and Professional Basketball Player and Coach Manny Pacquiao. He's going to delve into the world of sports and the science behind it. He'll also take time to explain every detail in our own mother tongue so that viewers would easily understand moves, rules and plays in different sports. It will be shown on primetime and only twice a month right after the Dennis Trillio and Bela Padilla starer "Sa Puso Ni Dok". He will also be joined by sexy siren Solenn Heussaff hosting the show. It's going to start this Sunday on GMA.

Another show that everyone should be excited about is "Don't Lose The Money", which just like its game show predecessors have really made waves in GMA night time viewing. In this show, two teams composed of four contestants will battle each other in various physical challenges. The team who will keep the most amount will get to have the money at the end of the program.This will premier on September 22 and hosted by good looking boy Tom Rodriguez. Now if that isn't going to make the ladies knees weak. Right?


The long awaited show of GMA's most diverse set of artists who did the hit show Tween Hearts is about to start a new series that will surely get teens and everybody else hooked. This is Strawberry Lane. The show stars Bea Binene, Sunshine Dizon, Sheryl Cruz, Jake Vargas, Kiko Estrada and Jeric Gonzales. The supporting cast also includes top caliber actors and actresses. Kim Rodriguez, Joyce Ching, Jhoana Marie Tan, Rita De Guzman, Katya Santos, Thea Tolentino, Lani Mercado, Alicia Mayer, Lauren Young, Christian Bautista, TJ Trinidad, Ms. Chanda Romero and Ms. Boots Anson Roa.

Solo x "Pugad Baboy" Collection

Thursday, September 11, 2014



Pol Medina Jr.'s pretty much a staple in broadsheets for a long time. For those who doesn't know Pugad Baboy (Pig's Nest) then you must have been living under a rock. His comic strip pretty much symbolizes Filipino culture and makes it easily be understood, made fun of and realize to be something that can touch or destroy people's sanity; ultimately something real that you can see everyday touching on different quirks we have at home, politics, love and community. That alone makes him a great story teller, cartoonist and legend in this industry. This is why SOLO deemed it but another perfect opportunity to create the Solo x Pugad Baboy Collection.


The collection boasts of quite a colorful palette composed of nicely fit collared tees adorned in Polgas comic strip prints which is one of Pol Medina Jr.'s most prominent characters in the series. They have the primaries taken cared of, with blacks, white, pinks, yellow, blues and greens... it looked like a more colorful version of his best selling comic book series but doesn't veer away from the same reason he's related to the Filipino audience all these years. 

The characters also go into statement shirts, tops, sporty shirts and tees. Not only that, but they've got bags and accessories as well to make you love this collection even better. It's funky, it's fresh and you don't have to spend a fortune for products this good.


Aside from that, there's going to be a book tour with the main man himself Pol Medina. He can now sign your copies if you have it at home so please, rush to these branches on these dates.

September 13 - please go to The Row in Glorietta 1 at around 12:30-2:30pm. On September 20 you can see them in Solo at the Festival Mall from 12:30-2:30pm. The final day would be on September 27 at the Solo branch in Trinoma from 12:30-2:30pm. Please take time and rush to get the cute Pugad Baboy Collections only in Solo stores and meet Pol Medina Jr. in all three Saturdays of September. Who knows? You might just win his book too while you're at it!
COW

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Now Available on Talk ’N Text: PisoNet

Wednesday, September 10, 2014


Image not mine. From Smart.com.ph's website.

It's funny to stumble upon something that would be important for students that I know in Smart's website. I went to college with a measly daily allowance but that didn't stop me from getting Internet connection when I needed it. Don't ask me when but even then I figured mobile data wasn't even existent at these speeds, let alone being used quite extensively for everyday activities. I envy them now.

It's because a new mobile platform has been developed by the people from Smart Communications Inc. Soon, they would be able to offer Internet access for as low as P 1.00. Crazy right? but it's real. They call it “PisoNet” and they will initially offer this to Talk ’N Text (TNT) subscribers. Upon subscription, they would be able to access to all applications and websites on smart phones at the rate of P 1.00 for every 10 minutes. You would however have the exception of video streaming sites and file-sharing activities which usually hog bandwidth. I think that's a fair deal if all you are after is research or small things for school. You can also use if for social networks or just when you want to talk and chat with your friends on this medium. It's way cheaper than the ordinary 5 pesos per 15 minute rate you usually are charged regularly. That means, they'll help more Filipinos who have mobile phones gain access to the Internet without breaking the bank. 

Charles A. Lim, EVP and Head of the Wireless Consumer Division at Smart says “Now, one peso is all you need to access the Internet. PisoNet thus brings the many benefits of the Internet to more Filipinos nationwide, especially those who are accessing the Internet for the first time using their phones."

They are also making this part of the PowerApp. It's Smart's own platform for mobile Internet packages. Users can purchase Internet bundles such as Social, Photo, Email, Chat and individual apps that you can get as low as P5 a day.

So go ahead and try PisoNet by texting PISONET to 5555. If you want to use Smart's PowerApp, check out their special offers at www.smart.com.ph/powerapp. It's that easy. Yes, this P 1.00 Internet rate has been studied quite well and might make mobile Internet connection in these segments as regular as buying shampoo sachets in neighborhood stores.

COW

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