Ohmyhome Shares Pointers How To Pick Your Dream Home

What's your dream? For me, just like any Filipino, is to buy a dream home. It could be for your Mom, your own family, and these days there's really a lot of things to be considered in choosing that perfect place to call your own.

OhmyHome has been in the real estate industry for years now and their expertise in countries like Singapore, Malaysia and the Philippines has always been a welcome thing especially for those who are getting their first one. They shared some of the things property owners should know before they purchase one, some really sensible items before taking that big plunge!

 

1. Get to know Property Investments

An informed decision is always the best decision. People who need to buy huge ticket items such as a house need to make sure they get the information they need to a certain property before they take the leap. The fund for this isn't a joke and good thing OhmyHome's platform can choose what price range you can work with, location, and amount of appraisal it gets especially for those that need work aka renovation and fees.

2. Source of Funds

When you purchase a property, you need to be sure you can actually pay for it because it would be troublesome if you won't be able to sustain paying for mortgage for a longer period of time. You have to choose payment methods, schemes where you can not just pay lightly, but save a lot in the long run. You can also ask for flexibility, so if you run into issues with paying on time, you can ask for a little lee way and fix commitments and obligations as it will be a lengthy one. If you can, purchase with up front cash and ask for huge discounts, as they'll be getting the property worth faster and more convenient. 

3. Be Prepared To Take Care of It

Your space, your rules, but you have to make sure you have the time and effort to take good care of it. Maintenance also costs a lot, but it is essential. If you can't, it will be a small problem that will accumulate over the years, so it is important. If you're ready to commit, then by all means, go!

4. Family First

Before you make every place in your house ridden with 65 inch TV screens, connected to smart appliances and become a theater, think about the most imporant people in your life (aside from yourself of course). Your loved ones need a good kitchen, rooms, parking space, a garden to roam around and it would be bad if they'd haunt you for years because they couldn't live in it. A peaceful house, is a dream house. Be generous because they loved you back.

5. Keep it Simple


Choosing a house can be complicated for some, but you can make it simple. Use the available tools that you can fit in your smartphone, to make it a pleasant experience especially if you're deciding where to live for years. The OhmyHome wesbite and app for instance has options to make it a good one. Giving you the right information, without any disparities when you see it in person, makes it the home you deserve. Their tools are intuitive, so you get what you need and more. They also have agent services which can cover all other bases if you still need to confirm things and ask questions. That's pretty remarkable.

If you want to know more, visit their official website https://ohmyhome.com/en-ph or download the app Google Play or the App Store as it's all there!

The Valencianos Talk About Parenting, Preparedness and Journey with AIA Philam Life

Philam Life just held an online event about family values featuring some of our favorite people in the world, the Valencianos. Gary, Paolo, and Sam has always been in the public eye and it's nice to see them talk about their family and how times have changed.

Gary actually had a hard time being a parent, he opened up about how much he would have wanted more for his family. Paolo and Sam on the other hand had the same fears, despite being successful, they still had to be prepared amidst this pandemic. He says "It's not difficult to remember, I was very young, but on October 12, 36 years ago, at that time I was only 19 and I must say, I was in the middle of an entertainment scandal because I was unwed. I loved Angeli, and when she gave birth, I wanted to show Paolo and tell them, I have him. That's what I felt back then. I had a concert too, I told them why I was late, it was because my son was born. In a family of 7, I still didn't know what a parent was. My Mom was always the disciplinarian, she taught me how to be generous and always pray. My Dad was a quiet man, he told me and put his hand on my, he told me he was going to be by my side no matter what. It was why I had my core, it was something which made me think, I was going to be for my children. I want my family to look at them about my situation that I had to make sure I was insured as it (cancer and heart issues) comes out of nowhere, it has to be taken cared of."

 

Paolo and Sam says "We are still adjusting, still figuring out things in the industry. We are in the forefront to find new ways to put together shows, as parents, we are finding ways to be there for our kids. It's an interesting time for everyone. We were talking about online classes earlier, and you really can't really just leave kids to teachers out there. They had to keep the kids engaged, it's hard. I always tell my folks, I was the best mistake they have ever made. In our case, everything was planned, but when we got married, I had not broken in to the industry yet. I was finding ways to support my family. Some people told us you can't be prepared, just take that leap of faith, with no idea how to raise a kid, everything just came so naturally. When you're in that situation, everything you just see on viral videos before, it happens to you. We kind of figured out how to do it, she's such a blessing, I felt how my Dad felt, forget everything that comes out after you see that other human being. The way we were doing things at home, everything changed. Not sleeping was just my biggest fear, they didn't tell me you're not gonna want to sleep because you want to make sure she's okay. The most we fear is her dying young, I don't think any parent would want that to happen. You always want them to be safe and healthy. Last year was every parents worst one on us thinking how this pandemic would treat us, especially for a live events director. The crisis we went through, lockdowns and social distancing, it was a tough pill to swallow. It doesn't really help on your mental state especially when an industry collapses, among many nights, but now we are bouncing back. It's better."

Leo Tan the Chief Marketing Officer from Philam Life says "The Philippines has a 2.7 Trillion protection gap. It's how much Filipinos need versus what they have in case soemthing happened like serious illnesses, hospitalization, and this is reality. Philam Life, has paid 2.5 Billion of benefits every year but we have to educate Filipinos to be prepared financially."

Tennyson Paras, Head of Products for Philam Life says "The company made us rethink our strategy. It's not about laboratories or boardroom, use our personal experience to bring products that would benefit our clients. We need to demystify the value of life insurance, we keep it simple and relevant."

Aside from that, they also advocated Philam Life's AIA Med Assist, AIA All-in- One, AIA Critical Protect 100 and AIA Health Cover. AIA Critical Protect 100 was done to create protection for 100 critical illnesses no matter what age. AIA All-In-One is a more affordable life insurance plan so you get protected in times of death, accident, disability, critical illness and other risks. AIA Med-Assist can help if you need to pay unexpected medical expenses and the AIA Med-Assist can be added to current HMO and life insurance coverage so you don't get shocked if you encounter life's uncertainties. Their fourth one, AIA Health Cover is a peso-denominated insurance plan that includes health and critical illness protection. Their products are available, the Valencianos didn't even have to go to the Philam Life offices to get it. Their protection trinity can get you coverage for SAD aka Sickness, Accidents and untimely Death. They propose new products, solutions to tailor fit on your life stage and ability to pay. You need to adapt to change, and securing your family's future is important just like your essentials.

Huge Discounts on Vivo Phones at Shopee 3.3 Mega Sale

Just a few hours left before the Shopee 3.3 Mega Sale happens on the Shopee app and yes, Vivo is going to make your online shopping experience better by giving you huge discounts of up to Php 6,000 on their handsets this March 3. 

 The Vivo S1 Pro is going to be sold at Php 9,999 which is 6K cheaper its original price. Aside from that, they have the Vivo Y30 to be sold for only Php 8,999 which is 1K less so you could have them in your hand before summer begins. For those who don't know, the S1 Pro is very pretty as it has the diamond shaped camera look on the back and has this premium feel. The Y30 on the other hand lasts quite long as far as battery life is concerned so you can do more with it. 

 They also have other handsets on sale like the V19 Neo,  the V20 Pro  and the V20. Oh and before I forget, they're shipping it FREE of charge nationwide. For more information about these phones, go check out their official site http://www.vivo.com/ph or their Facebook page vivo Philippines (just search it on FB). 

 Now head on to Shopee for more of these lovely smartphones, go check out the Vivo Y31 here for starters https://shopee.prf.hn/l/7gpNDj4 .

 

3.3 Shopee Milyonaryo TV Special with Willie Revillame

This was my first physical event with Shopee as they just announced their newest brand ambassador, no less than the man himself, Willie Revillame. The guy has been hosting popular show Wowowin and with the things he's done for the brand, it wasn't rocket science why they wouldn't choose him for this 3.3 Mega Shopping Day sale. 

Kuya Wil as he is known to everyone connects to the masses well. When he does something, he puts his foot in it, even gives his arms and legs too. Needless to say, he's like Santa Claus that lasts the whole year and he's given much not just to the industry, but to countless Filipinos and the urban poor. When I asked him about why he's given so much, he told me that he doesn't want anything anymore, he's been so blessed so he's always looking forward to another day of giving back to people who has more or less put him where he is today. That's pretty noble, and honestly, I know of a lot of other things he's done for other people, like finding them jobs and stuff, so they too can put food on the table like any other person.

Here's my experience when I went to the GMA studios a few days ago. Enjoy! 

 

 Anyway, he's actually going to be a headliner during this week's 3.3 Shopee Milyonaryo TV Special. It will start on GMA 7’s Tutok to Win + Shopee Live this coming March 3. So make sure you're streaming through the Shopee app or GMA from 5:00 PM - 6:30 PM because that's where he'll be giving away tons of prizes courtesy of Shopee (Oh I heard, up to 5 Million pesos will be given away). Aside from that, Kapuso stars Juancho Trivino, Patricia Tumulak, Kelley Day, Ella Cruz, Julian Trono, bad boy of the dance floor Mark Herras and Rodjun Cruz will be there to entertain you. 

 Shopee will also give away three cash prizes worth Php 50,000 and Php 10,000 worth of ShopeePay credits. Aside from that, there will be rounds of Shopee Shake during the show wherein you can win cash prizes which amounts to Php 150,000, Php 250,000 and Php 500,000 smackaroos for top players. Of course, there will be well loved Shopee Milyonaryo Pera o Kahon if you claim tickets via the Shopee app. If you get called (announced on air), you just have to choose among six bags and win a prize from zero to 1 Million pesos!

If you haven't downloaded the app yet and enjoyed the vouchers and free shipping, you're missing out a lot. Oh and if you're a pro Shopee shopper, you know paying via Shopee Pay will get you more savings. Add to cart today and pay at 12am like me :)