Investing Through GInvest

 

You've been working hard for the money and save in the bank, but is that enough? Have you ever wondered how easy it was to invest these days? No? Well let me tell you about GInvest.

GInvest is the investment feature on your GCash app. If you're transferring funds or doing transactions with it, you probably have seen this option already. Now how easy is it to grow your money? Well, that depends. My rule of thumb in investing is putting in funds that I don't necessarily need immediately. Is it possible that you could lose money in investing? Yes of course, but in this case, GInvest has some professional fund managers that do the legwork for you. This means, in some ways, risk is lessened than compared with regular stock market work. You just have to have the funds for it. 

Registration is easy as it includes a verified email address and a risk assessment questionnaire. It basically tells your fund managers how aggressive or safe you want to invest your money. Doing subscriptions (buying stocks) can cost as low as Php 50. As in any investment, returns are not guaranteed but if your fund manager is doing a good job, you'll see your funds flourish. I kinda already have mutual fund investments via banks and they're the same people that manages GInvest. What's good is that in GInvest, they don't have transaction fees and it's easy to understand. Beginners who would want to dip their hands into investments can do it now without dishing out much money for it. But again, if you have more subscriptions and the investments do well, you'll get more out of it. In this day and age, putting your money on banks and letting it sit for years isn't actually the wisest decision you would ever make. If I have invested early on I could have had even more earnings now because so far, I'm doing quite good. As a matter of fact, I'm actually pretty happy about it and I plan to actually have more subscriptions in the days to come now that people would have interest in investing through GCash and GInvest. 

Oh and before I do forget, if you want to know more about GInvest, they'll be having an event tomorrow at 8PM. Just visit the GCash Facebook page and watch their livestream. You can learn how to invest even if you're just starting. Watch here if you're a little lazy LOL! https://fb.me/e/44yKPu274

I'll be there too so see you!

Protect Your Skin with Sunplay

It's so hot outside you could fry an egg on top of cars these days. Now wait a minute, wait a minute! Before you do forget things, what about your skin? You're indoors you say? Nope, that's not enough. Did you know that you are still getting harmful UVA/UVB rays? That reflection, that light seeping in your window (when all you wanted was a blackout curtain lol), that's still harmful for you and you're still getting it.

Now don't downplay these UV rays as it can actually cause more wrinkles and get it deep in your skin. I'm sure you've already been reminded by your folks, by your friends that you need to wear sunscreen. Products like Sunplay Skin Aqua UV Watery Gel and Sunplay Skin Aqua Sarafit Tinted Base has SPF50, PA+++ and blue light protection. You get what you need to get protected from the harmful things you can get from extreme harmful ultraviolet exposure. Aside from that, they're also affordable and even went the length of putting it on sale this May 10 to 16. You can get it 30% cheaper and even get Php 200 off on select Sunplay Skin Aqua and Sunblock products in Watsons branches nationwide.

If you fancy one of these things, start getting them on online stores like Lazada or Shoppe (which you can get here). Now honestly, you've got to start protecting yourself early, not when you're already burnt and have it irreversible. You know, we don't want to regret it.

Fix Lips with Mentholatum LipCare

I am extremely conscious of my lips as I have had a bout of it getting so chapped a couple years ago. It's why I have this weird discoloration in the center which I don't talk about LOL. Back then, it wasn't much of a norm for men to use products but I've always been interested in what could be done to prevent it now that there are products that could help alleviate this condition.

Getting chapped lips was mostly because of dehydration, an indication that you already need water to fix those dry lips. It might have always been neglected by some, but it is essential like what you do with your skin. I'd try something good like the Mentholatum Lipcare products. There's the Therapy Lip Balm and Therapy Lip Gel which you can use to on chapped lips then it has SPF 15 on it that can protect you from bad UV rays and provide you that slight cool menthol feel which feels so good while wearing it. You can also try Lip Pure Fragrance-Free which is food grade and has several natural ingredients that can make your lips smoother, more plump looking. If you choose the Lip Pure Botanical Oils, it has 6 types of natural oil ingredients which can also do that and a little shine. For kids, you can opt to have LipIce Kids which comes in Lemon and Strawberry flavors. It makes lips soft and is safe for use by kids. If they go through the same pains you do, this would be a great thing to have for them.

Oh and before I forget, they have a 25% sale off select Mentholatum products from April 29 to May 5 at and up to 50% on May 10 to 16 at Watsons. You might want to get some of your self or your family. They're also available on Lazada and Shopee, you might want to start shopping for it here today! 

Unfiltered Skin Essentials

The woman behind Bonifacio: Ang Unang Pangulo, producer Rina Navarro

We wanted to know more about the brand but aside from that, we got to know more about the person behind it. As a person who religiously does routines for skin care, Unfiltered Skin Essentials sounds so great for me as they promise to have what I need to care for my skin and make it affordable. With premium ingredients that have been sourced in Europe, certified by FDA and countless individuals who have swore of its effects, one asks, how do they do it? Let's get into it!

 

Who is Rina Navarro?

She's a mother of 4, a former Viva Entertainment boss and a movie producer. She also started the "I AM HOPE" organization (NGO) with beautiful actress Bea Alonzo. She's worn so many hats, but now, she's the CEO/Founder of Unfiltered Skin Essentials, she's Ms. Rina Navarro.

"Unfiltered Skin Essentials is in the skin care and wellness industry since last year. This is a partnership with other ladies, and we have skin care products manufactured and designed for Filipinos across the country. We have the "No Filter kit", a complete set of products that can address a lot of skin issues - but we have made it affordable, less complicated - and this set will do that. The pandemic is still here, but currently, we now have partners in different places like Mindanao, Leyte, QC, Taytay, Laguna, Subic, Tagaytay and Fairview +more, we also have one in Singapore. Of course, we also have our existing official sales channels on Instagram, Viber and Facebook."

She adds "I have made sure it's simple. In the past, I actually had to go to HK or elsewhere to buy stuff for my skin. But now, this one is available in the Philippines and I made sure the product of this quality, stays where people can afford it . The serum has niacinamide that protects us from bad blue light, it's like sunblock indoors (for gadgets, computers) which we have had repeat orders of. It is effective and has proven by our patrons."

"This drastically changes the look of your skin, it's better skin that remains uncomplicated. Queen of Soul Jaya started as a user and initially had lots of complaints about her skin, but now she sells it, to the point that she even now, she invested in Unfiltered Skin Essentials."

"Unfiltered Skin Essentials isn't anti filter on social media, but it's a character, it's something inside of you, the confidence that you gain and build when you use our products with or without makeup. It's not just about the name, but the mind, to embrace imperfection, it doesn't need to be perfect, or white, you embrace yourself. You can be an unfiltered woman or man, you have to take care of your skin. These have really good ingredients, safe to use, anyone can use it. The business is also run by women, lgbt, and it has been awesome so far."

She also shared some things she did in the past telling us "I started selling soap when I was in college, I got pregnant early and being a single mom, it was hard. The laboratory that I buy from then of which I get products from is the same one that produces it today. I had to make ends meet. This is my dream and I didn't want to have "what ifs" so I did what I had to do and build this brand. Unfiltered was something I wanted to do for people I know, the business helps a lot people too." 

About her achievements, she simply says "I think just to be able to raise 4 kids is already an achievement!"

About Unfiltered Skin Essentials

Current partners of this skin care and wellness brand include Ms. Luna Garcia an RN and wellness doctor who has a passion in skin care. Also, Shyr Valdez, who is an actress/artist from GMA. The pandemic was a huge challenge for the business as they just recently set up base in Mckinley (in Taguig). They had to also work from home at times and was not able to do things in the office. Operational costs also went up since they also had to spend a lot for PCR tests before work. They knew they need to keep not just themselves safe, but their workers who built this brand from ground up.

 

 

Their products:

UCLEANSE REVITALIZING FACIAL SOAP is used to clean your skin. Some suggest you use it also for your body as it will have the same results.

URENEW PORE MINIMIZING TONER Exfoliates, brightens and helps removes whiteheads, blackheads, fine lines and age spots.

UGLOW LUMINESCENCE SERUM Refines pores and lightens skin discoloration. It also help maintain collagen levels.

UREPAIR WHITENING DAY CREAM promotes the rebuilding of healthy cells and protect the skin by UV Rays and harmful blue light.

URECOVER is a night cream which micropeels so you can restore, regenerate your skin.

I asked her about its viability for men to use it for their skin. She might not be marketing it for men per se, but she says they have lots of users and clients from London, LA and other cities who are men and use it - and it is effective. In a way, one way to also measure its efficacy is feedback, which totally makes sense. She highly suggests that you all get the kit so as to get the formulas full effect. Currently, people get obsessed with the serum which has lead in sales with all their products. The No Filter Kit costs 2550 and the UCleanse soap costs 350.

I also asked about how they keep the prices down and they said, they cut costs in operations and keep packaging minimal plus collaborate with friends as suppliers so they can save a lot. I'm quite interested with the Day Cream they developed called UREPAIR to use in the morning. I think it's best to use in the tropical weather like in the Philippines. It also protects from rays, whitens skin and is anti aging. Their business model is also a direct selling business which means YOU can have the opportunity to also work with them. 

 

 

About their NGO, she says "I AM HOPE Organization is what Bea Alonzo and I started together. We had a lot of plans in business, but when we forged our friendship, lockdowns happened and we both had our marketing budget and asked her if we could use it to help fronliners. She immediately said yes and in a few months, we were able to raise 13 Million in cash and kind. That's how we got to start to help others as well."

"We are all sincere in what we do. we don't lie about it, we talk, we are guided by our heart and not just to make money, a reputable one with integrity. We want to be known for that. If we work hard, maintain and give jobs around me, they have lots of families to feed, we're okay with that. I can say when we started this, we use our heads for math, but we run it with heart as we have very qualified people making things run in the company. They are so good at what they do, and I look after them like family, like what they also do with me. It's a fun office, very fun, and we don't have to do it the corporate way. People die left and right, we don't have to be strict all the time. We also let them enjoy what they do so we can give our best for each other and the company."

It was nice to see how they have succeeded growing their business. It's also inspiring to see the process how they do things. Although I'm not familiar about how they walk in their shoes, I could see where their passion lies and how in the short span of time they've grown, they've also helped tons of people during the pandemic. Remember, and may I quote "Part of being a person is about helping others." which remains true to this day.

P.S. They will have body soap and body serum that will be launched soon. I guess it's time you try it out, go to IG account at instagram.com/unfilteredskin_main or through text/viber 09563010059 or their Facebook page at unfilteredskininc.